Independent retirement & investment planning
Helping you understand when you can afford to stop working and how to turn your pensions into a reliable, tax-efficient income.
Pilgrim Wealth Management provides independent retirement planning advice in Walton-on-Thames and across Surrey.
We specialise in helping people within 10 years of retirement understand their options and turn their pensions into a reliable, tax-efficient income.
Advice is provided by experienced Independent Financial Advisers, including a Chartered Financial Planner.
No obligation. A relaxed initial conversation to see whether we can genuinely help.
How we work together
We follow a clear, structured process designed to help you plan retirement with confidence.
Initial conversation
We begin with a relaxed conversation about your situation, your plans for retirement and any concerns you may have. This initial meeting is free of charge. This helps us understand whether we can genuinely help and whether we are the right advisers for you.
Your current position
We review your pensions, investments, income and expenditure to build a clear picture of your current financial position and your retirement plans.
Creating your retirement plan
We design a bespoke plan based around you and your priorities. Providing a sustainable retirement income, managing tax efficiently and ensure your investments are aligned with your risk level.
Ongoing guidance
Life can change, so we recommend solutions designed to remain flexible. Regular reviews help ensure your plan stays on track and adapts to changes in your circumstances, tax rules and legislation.
Who we help
Age 50-65 and approaching retirement and wondering if you can afford to stop work?
You may have built up pensions and investments over many years and want clarity on when you can retire and how much sustainable income they can provide. Many clients are surprised to learn that retirement is actually within their reach.
Already retired - and want to ensure your income can last
You want to turn pensions and savings into a reliable income plan while keeping tax and investment risk under control. We help create a balanced retirement strategy that combines flexible withdrawals with secure income options, while also considering inheritance tax and passing wealth to the next generation.
Several pensions and not sure what they’re worth
Many clients come to us with pensions across different providers and want help understanding what they have. We help to simplifying arrangements where appropriate, planning how those pensions can better support retirement, through tax-free cash, flexible income, or simply better organisation.
What clients say
I cannot thank Duncan enough for the excellence of his outstanding service over the years. I've had the pleasure of knowing Duncan for a long time and would not hesitate in recommending him.
Clive - Surrey
Richard took time to understand my long-term goals, values and comfort with risk before recommending a clear, tailored plan. His advice was professional, transparent and explained in plain English throughout.
Mr S, Middlesex
Richard provided clear, knowledgeable advice and was thorough throughout the process. He handled the paperwork efficiently, helped us understand our options and made everything feel much easier to deal with.
Stephen, Surrey
A relaxed, no-obligation conversation to understand your situation and whether we can help.
Are you ready for retirement?
See what your retirement could look like
Answer a few simple questions about your pensions, savings and plans for retirement to receive a quick personalised insight into your potential retirement income.
Takes around 5 minutes. No obligation.
Your information is private and not stored unless you choose to contact us.
Regulatory information
Pilgrim Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. You can verify our details on the FCA Register here. FCA number 784239.
Registered in England & Wales. Company number: 07717895.
Registered Office: 67a High Street | Walton on Thames | Surrey | KT12 1DJ.
Contact us
Telephone: 01932 234 840
E-mail: admin@pwm-ltd.com
67a High Street | Walton on Thames | Surrey | KT12 1DJ
Pilgrim Wealth Management Ltd provides independent retirement planning and financial advice to clients in Walton-on-Thames, Weybridge, Esher, Surbiton and Thames Ditton, as well as nearby areas including Hersham, Sunbury-on-Thames and Richmond.
Book a free initial meeting to discuss your retirement options.